The Federal Reserve has released holding company financial data for the most recent quarter, providing critical insight into the financial condition and performance of bank holding companies (BHCs), savings and loan holding companies (SLHCs), and other federally supervised parent institutions.
This data, compiled primarily from FR Y-9C reports (for consolidated financials) and FR Y-9LP/ES (for parent-only financials), covers the period ending Q3 2024 and is now available to the public and financial analysts.
Key Data Highlights:
- Consolidated Assets and Liabilities: Total assets held by U.S. holding companies showed [insert trend, e.g., “modest growth”], driven by [loan book expansion, securities gains, or other factors].
- Capital Adequacy: Tier 1 capital ratios remained stable across most firms, although some mid-sized institutions showed signs of capital pressure amid tighter margins and higher funding costs.
- Profitability Metrics: Net income, return on assets (ROA), and return on equity (ROE) varied by institution size, with larger holding companies generally outperforming smaller peers due to scale efficiencies and diversified revenue streams.
- Loan Performance: Nonperforming asset ratios remained low on average, though there were early indications of stress in commercial real estate (CRE) and consumer lending portfolios in certain regions.
- Funding Structure: A notable shift in deposit composition and increased reliance on wholesale funding and brokered deposits was observed among some holding companies, reflecting changing liquidity strategies.
Use and Importance of the Data:
This quarterly data is crucial for:
- Regulatory oversight and compliance assessment
- Investor due diligence and risk modeling
- Peer benchmarking and strategic planning by financial institutions
- Macroeconomic and systemic risk analysis by economists and policymakers
Data Access and Tools:
The Federal Reserve’s National Information Center (NIC) provides public access to the FR Y-9 reports and associated datasets, including:
- Institution-level downloadable data
- Historical trend comparisons
- Peer group analyses
You can also access this information through financial regulatory analytics platforms, such as:
- S&P Global Market Intelligence
- BankRegData.com
- Bloomberg Terminal (for consolidated BHC data)